Evidence contract

How Canvyr reaches an evidence state

Canvyr does not turn public records into a predictive score. It checks a fixed source set, evaluates coverage, separates informational records from supported adverse records, and withholds ambiguous matches for review.

Required sources

NJ CRC permitted-company data

Company identity, permit details, and license record.

NJ CRC enforcement resolutions

Published resolutions and source documents.

NJ UCC filings

Secured-financing records, presented as informational context.

NJ business entity standing

Business registration status from DORES.

NJ delinquent taxpayer records

Published state tax records requiring a resolved company match.

NJ WARN notices

Published workforce notices requiring a resolved company match.

Fail-closed precedence

  1. Review needed when a material company or record match is unresolved.
  2. Confirmed adverse record only after a reviewer verifies the company match and supported record.
  3. Coverage incomplete when a required source is missing, stale, failed, or otherwise unavailable.
  4. No adverse record found only when every required source is checked and no supported adverse record is found.

What the state does not mean

A state is not a conclusion about safety, solvency, creditworthiness, future payment, legal compliance, or investment merit. A UCC filing documents secured financing; it is not by itself an adverse record. Always inspect the source and as-of time.

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